#Borrow

Borrow

Problem: N/A

Overview

Datacultr is a platform that makes smartphones more affordable for the unbanked through collateralized financing and pay‑on‑demand platforms that are viable for lenders, retailers, and telcos. The Datacultr platform allows credit decisions to be made in the absence of data and helps customers develop a habit of on‑time repayment. As repayments are made, customers establish a digital transaction history which is leveraged for making other financing solutions accessible. Datacultr’s platform has enabled loans for over 300,000 borrowers across India, Pakistan, Malaysia, Indonesia, Ivory Coast, Tanzania, Kenya, Peru, Ecuador, and Mexico.