#Borrow

Borrow

Problem: Providing credit to more than 150,000 MSMEs across India, who otherwise have difficulty accessing credit due to a lack of credit history,

Overview

Fundfina is a financial marketplace powered by open banking architecture, machine learning analytics and a digital distribution engine. The company partners with financial institutions to serve more than 150,000 MSMEs across India, who otherwise have difficulty accessing credit due to a lack of credit history, a need for small dollar loans deemed unprofitable by larger institutions, and a slow and complex lending process. Fundfina supports these merchants by curating appropriate financial products on its platform, enabling thin‑file credit assessments through proprietary indices, and offering cash flow management tools.