Overview

KarmaLife empowers gig & blue collar workers with earnings-linked finance. It addresses the unmet need for small recurring finance helping low-income earners address cash flow volatility, grow earnings, and increase resilience. Through the combination of a dynamic, AI-powered credit underwriting engine and a trust-first user experience, KarmaLife offers affordability and value at scale. It partners with employers to channel its solutions, access work data, and link repayments to worker payouts. Employers can offer financial benefits at low overhead and no liability while improving worker engagement and retention. Within 2 years, KarmaLife has become India’s #1 Earned Wage Access provider.

Stage	Start Up
Registered as	N/A
No. of active years	3
Employees	51-200
Service Area	Urban vault 1497, Ground Floor, 19th Main Rd, Sector 1, HSR Layout, Bengaluru, Karnataka 560102