Startups

Amuria Youth Alliance Development Organization (AYADO)

 Amuria Youth Alliance Development Organization (AYADO)

Uganda, Africa

Low Productivity, Climate Risk #Save

N/A

No. of employees

3 years

No. of active years

Save

isaac_opio@ayado.org

256772085338

To support government and other agencies’ effort to provide an enabling environment for vulnerable rural communities to achieve holistic development through sustainable development interventions and respect of their human rights

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Teamwork Dvelopment Multipurpose Cooperative Society Limited

 Teamwork Dvelopment Multipurpose Cooperative Society Limited

Chipata, Zambia

Low productivityClimate Risk #Save

N/A

No. of employees

3 Years, 9 months

No. of active years

https://teamworkdevelopmentfoundation.org/about-us/#

teamworkdevelopment2017@gmail.com

Phone Number: +260976935156

The Future Community Foundation has a project in Zambia being implemented in partnership with UNDP to Harnessing Youth Potential for Transformational Impact for SDG and COVID 19 Economic Recovery. Along the similar line, FCF has expanded its market shares in neighboring countries by inviting rural farmers to participate in a youth and business acceleration programme to foster youth and women social inclusion and economic opportunities in three countries (Zambia, Malawi and Rwanda) in Africa.

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hiveonline

 hiveonline

NA

NA #Save

21

No. of employees

6

No. of active years

www.hivenetwork.online

sales@hivenetwork.online

+46722503753

hiveonline is connecting the African informal economy. We digitise communities like cooperatives and savings groups and bridge them to financial services and market opportunities.

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4 Told Fintech

 4 Told Fintech

Credit

NA #Save

NA

No. of employees

5

No. of active years

https://www.4toldfintech.com/en/

ventas@4toldfintech.com

NA

4toldfintech offers financial institutions and value chain ecosystems with a customer-centric conversational. AI-powered digital analyst platform to digitize and streamline end-to-end financial and transactional processes from biometric digital onboarding, account opening, loan origination, disbursement, and payments. Our data lake repository enables capturing and enhancing the data to provide data-driven analytics across all processes. Real-time collaboration provides CRM capabilities to integrate the customer, processes, and employees with online dashboards, progress notifications, and direct chat. The platform delivers efficiencies, profitability, transparency, and compliance through a true digital transformation of financial institutions.

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Spenn Blockbonds

 Spenn Blockbonds

Savings & PFM

Democratizing access to financial markets #Save

51-200

No. of employees

8

No. of active years

https://investor.spenn.com/

jens@spenn.com

+47 40 40 47 50

Through SPENN, a product of Blockbonds, a bank account is accessible to any smartphone user with connectivity in a minute

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Dinark

 Dinark

Credit

To build a mobile payments business that provides millions of unbanked people in Jordan with access to financial services, and transforms lives through financial inclusion. #Save

51-200

No. of employees

NA

No. of active years

http://dinarak.com/

info@dinarak.com

962-79-508-7460

Through Dinarak’s payments platform, customers can set up an e-wallet on their phones and deposit and withdraw cash at one of its 450 local agents.

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Dopay

 Dopay

Payments & Remittances

Digitizing payroll for employees #Save

51-200

No. of employees

NA

No. of active years

https://www.dopay.com/

hello@dopay.com

+20 10 99835457

Dopay provides employers a unified solution to digitize payroll in Egypt, regardless of whether their employees have access to a bank account.

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Everest

 Everest

Infrastructure

Integrating a biometric identity system, and a payment solution with a multi-currency wallet #Save

11-50

No. of employees

7

No. of active years

http://everest.org/

contact@everest.org

+(356) 2546-6021

Everest is a decentralized platform that integrates a biometric identity system, EverID, and a payment solution, EverChain, with a multi-currency wallet, EverWallet.

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Bankingly

 Bankingly

Banking

Providing financial institutions with web, mobile, and chatbot banking through a SaaS, usage‑based revenue model. #Save

51-100

No. of employees

8

No. of active years

https://www.bankingly.com/

martin@bankingly.com

NA

Bankingly provides financial institutions with web, mobile, and chatbot banking through a SaaS, usage‑based revenue model. This model is designed not just to eliminate risk, but to promote affordability and align with the growth of Bankingly's partner institutions. By helping financial service providers deliver great digital experiences, Bankingly helps accelerate the financial health and inclusion of underserved customers.

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Paycode

 Paycode

Africa, Middle East, Asia, South America

Fintech #Save

25

No. of employees

7

No. of active years

www.paycode.com

heidi.patmore@paycode.com

0825799473

At Paycode, our vision is giving biometric identity and access to financial services to the unbanked. Paycode provides a secure end-to-end payment gateway that makes sending and receiving payments easy. Our industry-leading payments solution works for anyone, anywhere using our custom-designed technology in security, biometric identification, verification and authentication, fraud prevention, agent banking, offline real-time transacting, know-your-customer (KYC) and digital money.

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BezoMoney

 BezoMoney

No. 6 Ekpakpa Avenue, Westlands Boulevard, Accra, Greater Accra Region 00233, GH

N/A #Save

2-10

No. of employees

4

No. of active years

https://bezomoney.com/

hello@bezomoney.com

N/A

BezoMoney is a savings - first digital bank for the unbanked and under - banked in Africa. Through our flagship product BezoSusu, we provide our users with financial products and services built on the concept of traditional financial schemes and integrated with Mobile Money, to help them save, invest, borrow, spend and send money securely. BezoSusu is available on USSD - which works on feature phones and does not require internet connectivity - and Web. Our mission is to leverage digital technology to facilitate upward social mobility for underserved and under - privileged communities. Our vision is decentralize access to finance for the unbanked by building a branchless bank.

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Malipo Circles Limited

 Malipo Circles Limited

Suite No.37B, Kahyawe Road, Off Galana Road-Kilimani Nairobi - Kenya

N/A #Save

N/A

No. of employees

N/A

No. of active years

MALIPO automates financial governance processes within informal savings and rotational groups by managing book keeping, accounting, collections and loan processes. Malipo provides the informal savings and rotational groups a social commerce ecosystem to enable them connect, learn and trade with each other. The automation done by Malipo enables the informal savings and rotational groups which otherwise manage their books of accounts using pen and paper with the most advanced using Excel to build a credible credit history, have easy and quick access to working capital from there own group savings and have access to trainings through Malipo experiences partners.

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Sofi

 Sofi

SANDWEIS S.A RUT 215444610015

N/A #Save

11-50

No. of employees

3

No. of active years

Sofi’s the 1st AI platform that helps businesses improve their customer relationships by managing receivable accounts. At Sofi, we're on a mission to make financial health accessible for everyone. We believe that when it comes to finances, knowledge is power. Our purpose is to promote healthy financial living. To do this, we help users to pay their accounts with plans that fit their budget, while businesses reduce default rates with empathy and promote economic and social development. In the end, we create better financial futures for everyone involved. Sofi is the future of finance, where financial health matters!

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Sunny Day Fund

 Sunny Day Fund

Arlington, US

N/A #Save

11-50

No. of employees

4

No. of active years

Employer-rewarded emergency savings platform that drives workforce financial health, inclusion & equity and safeguards retirement assets. Sunny Day Fund automates and rewards employees' savings behavior, driving better financial health and safeguarding retirement assets against emergencies. Our early results include 50-60% voluntary participation, ~25% higher employee retention, and lower 401(k) loans & hardship withdrawals. As a recognized leader in the Emergency Savings Accounts (ESA) market, Sunny Day Fund has enabled organizations across healthcare, manufacturing, and other sectors to become employers of choice. Our diverse, passionate team works alongside employee and employer stakeholders to achieve our common mission – to enable financial stability and freedom for all hardworking Americans.

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Brankas

 Brankas

Brankas Pte. Ltd. 600 North Bridge Road #12-02/03 Parkview Square, Singapore 188778

N/A #Save

51-200

No. of employees

7

No. of active years

Brankas provides API‑based data and payment solutions for financial service providers (like banks, lenders and e‑wallets) and online businesses. Brankas partners with banks to build and manage their Open Finance infrastructure, producing APIs for real‑time payments, identity and data, new account opening, remittances, and more. With Brankas’ secure Open Banking technology, online businesses, fintech companies and digital banks can leverage Brankas APIs to craft new digital experiences for their users.

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Future Link Technologies

 Future Link Technologies

Kampala - Uganda Plot 97, Bukoto Street, Kampala, 256, UG

N/A #Save

51-200

No. of employees

18

No. of active years

Future Link Technologies (FLT) leverages the relevance and outreach of SACCOs to improve the financial resilience of low and medium‑income earners in Eastern Africa through reliable, secure, and affordable digital channels. Through its Banking as a Service (BaaS) platform (Core Banking, multi‑channel payment gateway, managed network, and server infrastructure), FLT enables 1.2 million B2C subscribers to grow personal savings, access affordable credit, and make payments in the most convenient and affordable way. FLT also enables its 300 B2B SACCOs to acquire new customers, mobilize savings, and offer community‑responsive financial services at 10% of the ordinary monthly infrastructural costs.

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HoneyBee

 HoneyBee

Los Angeles, California 90067, US

N/A #Save

11-50

No. of employees

7

No. of active years

HoneyBee is an LA‑based B2B fintech startup on a mission to give free access to financial support in the workplace, like no‑cost rainy day funds and on‑demand financial therapy for employees and their families. It is a Certified Benefit Corporation that creates a healthier workforce environment, leading it to become an integral part of companies' diversity, equity & inclusion commitments. HoneyBee estimates that 89% of its users are people of color and predominantly female.

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Leaf Global Fintech

 Leaf Global Fintech

N/A

N/A #Save

N/A

No. of employees

N/A

No. of active years

Leaf Global Fintech leverages blockchain technology to create an economic identity that customers can use to establish themselves in a new country. Nearly 2 billion people around the world are unbanked and lack access to formal financial services. For refugees, migrants, and cross‑border traders, this is particularly challenging because they have no safe or reliable way to bring their money across borders or an affordable way to send and receive money. With Leaf, users can travel without cash and rest assured that their money will be safe and accessible no matter where they go. Friends and family around the world can also deposit into a refugee’s account, regardless of location.

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